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Types of Business Auto
Physical Damage Coverage

Collision Coverage

Protects against damage from a collision with another vehicle or object.

Comprehensive Coverage

Covers non-collision-related damages such as theft, vandalism, or natural disasters. It can also cover incidents involving collissions with animals.

Specified Perils Coverage

Offers protection against specific risks such as fire, flood, or vandalism..

Real-World Applications

Ensure your business vehicles are well-protected.

Get in touch for a personalized Business Auto Physical Damage Insurance quote today!

Frequently Asked Questions (FAQs)

It covers physical damages to your business vehicles from various perils.

It’s not typically required by law but is crucial for financial protection.

Collision covers vehicle damage from accidents; Comprehensive covers non-collision incidents.

Yes, under the comprehensive coverage.

They may need additional coverage depending on usage.

Factors include vehicle value, chosen deductibles, and the business’s claims history.

Yes, you can tailor coverage based on each vehicle’s risk and value.

It’s usually based on the Actual Cash Value (ACV), considering depreciation.

It covers damages from specific events like fire, flood, and vandalism.

Contact your insurer with details of the incident and supporting documentation.